You can apply directly through the financing providers using the links above. Applications are typically completed online and may provide a decision within minutes. If you’re unsure which option to explore, contact City Point Dental. Our team can explain the providers we accept and help point you in the right direction.
Pay over time with financing
Break up the dental bill
Paying for dental care should feel manageable. City Point Dental offers flexible financing through trusted third-party providers, allowing qualified patients to divide eligible out-of-pocket costs into monthly payments. Our team can explain your options and help you find an approach that fits your treatment needs and budget without pressure or mysterious dental math.
Sunbit®
Sunbit offers a quick, convenient way for qualified patients to finance eligible out-of-pocket dental expenses. The application takes only a few minutes, and available payment plans allow you to choose an option that works for your budget.
Cherry
Cherry makes it easier for qualified patients to divide eligible treatment costs into manageable monthly payments. The application process is quick and straightforward, with no hard credit check to apply and promotional financing options available for those who qualify.*
*0% APR and other promotional rates subject to eligibility. For example, a $400 payment plan with Cherry may cost $100/month over 3 months at 0% APR with a down payment in the amount of the monthly payment due at the time of purchase. Payment options through Cherry Technologies, Inc. are issued by the following lending partners: https://withcherry.com/lending-partners/.
CareCredit®
CareCredit offers flexible financing options that allow qualified patients to pay for eligible dental treatment over time. Depending on the plan selected, promotional financing may be available. The online application is quick, and you can use CareCredit to manage out-of-pocket costs not covered by dental insurance.
Proceed Finance®
Proceed Finance specializes in financing larger dental treatment plans, making it a helpful option for qualified patients considering extensive restorative care. Flexible terms can help you move forward with the treatment you need while spreading the cost over time.
FAQS
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How do I apply for dental financing?
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Can I use financing for any dental treatment?
Third-party financing may be used for many preventative, cosmetic, and restorative dental services, including more extensive treatment plans. Eligibility, available terms, and approved uses vary by provider. We’ll review your anticipated treatment costs and help you understand which payment options may be available before care begins.
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Can I use external financing with my dental insurance?
In many cases, yes. Your dental insurance benefits can be applied first, and approved financing may be used to cover the remaining eligible out-of-pocket balance. Our team will help you understand your estimated benefits and costs, so there are fewer surprises and considerably less fine-print-induced confusion.
More questions about external financing?
We’re here to make paying for dental care as simple and stress-free as possible. If you have questions about Sunbit, Cherry, CareCredit, Proceed Finance, or the application process, contact our team. We’ll help you explore your options without pressure, judgment, or turning the conversation into a finance lecture.